504 CERTIFIED DEVELOPMENT COMPANY LOAN PROGRAM

• If you do not qualify for traditional financing, but you would like to purchase land or heavy equipment, or buy/renovate real estate for your business, ask about the 504 Certified Development Company Loan Program.

• Max Loan Amount (up to 40% of the total project): up to $5 million; $5.5 million for manufacturing or energy public policy projects.

• Interest rate: Below market fixed rates for 10 or 20 year terms.

• Terms: 20 years for real estate or long term equipment; 10 years for general machinery and equipment. • Guarantee: The SBA lender provides a senior loan for 50% of the project cost.

• Special condition: A minimum borrower contribution or down payment is required; amounts vary by project but are usually 10%.

• For more information, visit: www.sba.gov/funding-programs/loans/504-loans